Tuesday, November 5, 2024

Philly Fed President Harker: “We are at the point where we can hold rates”

Philadelphia Federal Reserve President Patrick Harker advocated for stopping interest rate hikes, noting that disinflation is under way. “I believe that we are at the point where...

Homebuyers hit the brakes, causing unseasonal growth in inventory

https://www.youtube.com/watch?v=CebIuH3MRFo Available inventory of unsold homes rose by 1.8% this week. It’s quite clear that homebuyers have hit the brakes waiting to see if mortgage rates recede...

Regulation hasn’t caught up to generative AI

Generative artificial intelligence (AI) has tremendous potential to cut costs and improve customer experience, but regulation has not caught up to develop a governance program, industry...

White House announces new housing initiatives to boost homeownership

The White House on Monday announced a series of new initiatives designed to boost U.S. homeownership, alongside data detailing housing aid that has been provided since...

Positioning your business for success in all market cycles

HousingWire recently spoke to Alex Elezaj, chief strategy officer at UWM, about the work independent mortgage brokers can do right now to prepare for when rates...

FHFA says GSEs are open to alternatives to loan repurchases

Regarding lenders’ vociferous complaints about increased loan buybacks from Fannie Mae and Freddie Mac, FHFA Director Sandra Thompson said the regulator expects originators to deliver loans consistent with the...

FHFA extends certain rep and warrants to pandemic-related forbearance loans

The Federal Housing Finance Agency (FHFA) announced on Monday morning that it will treat, in some aspects, loans in COVID-19 forbearance similar to those in natural disaster forbearance....

Real estate brokers focus on value amid commission lawsuit unease

Today, the first class action commission lawsuit goes to trial in Kansas City, Missouri. While two of the defendants — Anywhere and RE/MAX — have settled...

Freddie Mac rolls out down payment assistance tool

Freddie Mac is rolling out a free tool for lenders, DPA One, that matches borrowers with down payment assistance programs across the country. DPA One streamlines...

Stakes are high as first buyer broker commission lawsuit goes to trial today

The long-anticipated Sitzer/Burnett class action commission lawsuit enters its first day in court on Monday, leaving real estate professionals to ponder the fate of today’s cooperation...